Pet insurance helps cover the cost of veterinarian expenses because your animal becomes sick or injured. A pet’s illness can cause financial hardship, so protecting your pocketbook all while giving your pet access to the medical help he or she needs is important.
Pet Health Insurance can cover expenses including, but not limited to:
- Emergency services
- Annual exams
- Flea & Tick prevention
- Hereditary conditions
- Dental disease
- Behavioral issues
Additional add-on coverages are often available for:
- Dental cleaning
As important as understand what is included is to understand what typically not is included. These include:
- Preexisting conditions prior to purchasing pet health insurance.
- Cosmetic procedures
- Breeding expenses
There are many deductibles as well to choose from. These typically range from $100-$500 annually.
Limits on the policies typically range from $2500 – $15,000.
Remember: Pre-existing conditions are not covered. There may be a waiting period during enrollment as well as some exclusions to coverage. Be sure to read your policy thoroughly after purchase to understand the coverage you have purchased.